Archive for category: Home Improvement

Double Glazing Properties for Energy Green Homes

Double Glazing Properties for Energy Green Homes

Many people prefer to buy an older house rather than a new build. Older houses tend to have more character when compared to new builds and they are often built to a much higher standard. Older houses were built to last, new builds just seem to be built to look nice and sell fast… and then fall apart!

However, these older properties usually need some updating and TLC. It’s not often you’ll find an older house that needs no work done to it but this is part of the attraction. Unfortunately many of these old houses are less than efficient when it comes to keeping warm! They were built in a time of open fires and outside toilets… People were just generally a hardier bunch back then!

Fitting double glazing is a priority for old houses that don’t have this already fitted and as such this is one of the first home improvements you should carry out. Make sure you plan ahead and estimate the cost of fitting double glazing before you buy! Keep in mind that you will want the new windows to match the style of the house, modern meets classic can look great if it’s done well but is an eyesore if it’s not!

The house may already have double glazing but you should still have a look at the energy performance certificate to make sure that it’s up to todays standards. There are huge savings to be made by fitting energy efficient windows. This could be a saving of hundreds each year!

Sometimes you won’t be able to or want fit double glazing due to various considerations such as the listed status of the building or not being able to find suitable windows that match the look of the house.

Many people choose to fit a secondary glazing instead.

If possible you should consider fitting double glazing as this is a more efficient way to keep the heat in, however if the building is listed you may not have that option. It should be easy enough to find double glazing that matches the style of your property, many manufacturers are aware of this need and produce glazing to suit all styles and eras.

If you are on a budget then just do the windows that matter the most, this could be the front of the house if you’re just looking to sell or maybe the most frequently used rooms if this is going to be your home.

So be sure to shop around and you should be able to find windows that not only look great but also perform well.

There is growing concern over the use and consumption of energy sources. The cost of electricity and oil continue to rise every year. It became necessary to find ways how to use energy efficiently. The Energy Star initiative came into existence with this goal in mind. This initiative has several aims including the manufacturing and use of energy efficient products, protecting the environment by utilizing energy efficient practices and save money on electricity.

Every year the costs of electricity and petrol continue to rise. People are consuming energy more than ever. This has been a growing concern for quite some time and there is a need to employ energy efficient practices today. Because of this need, the Energy Star initiative was born.

The Energy Star initiative is a program of the U. S. Department of Energy and the U.S. Environmental Protection Agency. The program has several goals that include protecting the environment by using energy efficiently and through green practices, minimize the emission of greenhouse gas and other pollutants through wasteful use of energy and encouraging consumers to buy products that save energy.

Although the initiative has not eradicated the problem of energy waste, it did create standards that a number of industries now follow, including manufacturers of lighting equipment, computer hardware and household appliances. Industry players acknowledge that more consumers are going green and look for the Energy Star label whenever they shop for electronic goods or look for energy efficient homes.

Energy Star products are certified by the U.S. Department of Energy and the EPA. These products have passed strict guidelines that ensure that they save on energy consumption without sacrificing its efficiency, features and comfort. Today, there are numerous Energy Star products available in the market. These include appliances, battery products, building products, computers, electronics, heating and cooling systems, lighting equipment and plumbing equipment. These products are clearly marked with the Energy Star label and their energy guide ratings show the usual usage in kW per year.

Sometimes, products with the Energy Star label are more expensive than the ones without. However, people do not mind this because the amount of money they invest on the Energy Star product, they can get back on what they save on their electric bill.

Aside from purchasing Energy Star products, people can also apply the Energy Star initiative in home improvement. Energy Star has tools that can help in assessing a household’s energy consumption such as the Home Energy Yardstick and the Home Energy Advisor.

Energy Star also gives tips on sealing and insulating because they know that this is the most cost effective way in improving the energy efficiency of a household. Included in these tips are covering air leaks, increase insulation to keep the house warm in the winter and cool during summer and installing Energy Star windows.

Energy Star also advises people how to cool and heat a home efficiently. They found out that a huge portion of a household’s energy consumption goes into cooling and heating. Among their recommendations include changing the air filter regularly, have regular maintenance checks on the cooling and heating equipment, sealing the cooling and heating ducts and setting up a programmable thermostat.

Owning an Energy Star home can have a lot of benefits. One, it saves as much as 20% on the household electric bill which can translate to saving money on maintenance costs. Energy Star homes also have consistent temperatures and are well-insulated. Moreover, these homes aid in lessening air pollution and help save the environment.

Post written by Robert Kirk who works as an SEO adviser Roofing Company Aqua Protection who are a roof coatings company based in Scotland. The company offer a range of services including roof coatings, wall coatings, roof cleaning and more.

Kitchen Remodeling Ideas For Your Home

Kitchen Remodeling Ideas For Your Home

Choosing the right kitchen floor materials when remodeling is often a challenging task. There are many options from which to select today. Some homeowners stick with classic vinyl and linoleum floor designs, while others return to an earlier tradition of hardwoods. Even with these options, there are still more modern options to select from including green designs, ceramic tile, and laminate wood flooring.
Hardwood Flooring: Solid or Engineered

Hardwood flooring in a kitchen can bring warmth and a lifetime of durability.

Solid Hardwood – this kitchen flooring can be sanded and refinished over several generations of use. One of the characteristics of solid wood flooring is that it expands and contracts with changes in your home’s relative humidity. Solid wood can be installed in any kitchen, except for one in a basement. Maple, beech, birch, and pecan hardwood flooring has three grades:

First – best appearance, natural colors, and limited marks.
Second – discreet markings and colors.
Third – rustic appearance with nail, knot, and markings.

A tip when choosing solid hardwood is to select beveled edge planks, because these edges add a more casual feel.

Engineered Wood – this kitchen flooring is manmade and is manufactured by binding together wood strands, particles, fibers, or veneers of wood together with adhesives to form composite materials.

Tip – when selecting engineered wood, check the thickness of the veneer or wear layer. Thicker veneer or wear layers have the ability to be refinished.
Laminate Flooring: Durability and Designed to Do It Yourself

This kitchen flooring material is exceptionally stain resistant, requiring little routine care and maintenance. The introduction of glueless laminates has opened the door for those who like to do it yourself.

Laminate Flooring – is a representation of real hardwood with excellent durability. This flooring material is easier to install and maintain than hardwoods. The flooring is available in a large selection of styles and designs. Each wood species displays its own unique characteristics, each lending itself to a different design aspect. Laminate flooring can be laid over existing flooring materials that are in good condition.

Tip – laminate flooring is ideal for a homeowner who wants to do it yourself and is a good weekend home remodeling project.
Ceramic Tile: Stain Resistant and Durable

This kitchen flooring material is easily customized by using specific colors and patterns. Although ceramic tile is easy to clean, grout lines are difficult to maintain.

Ceramic Tile Flooring – this flooring material tile does not fade, absorb odors, burn, and is resistant to stain. When selecting a tile, homeowners should always consider slip resistance characteristics, especially in a kitchen where water and spills are common.

Ceramic tile categories for kitchens are:

P.E.I 3 – medium heavy areas
P.E.I 4 – heavy traffic areas

Tip – install ceramic tile flooring using large tiles to reduce the number of grout lines that are difficult to keep clean.
Green Kitchen: Flooring that is Environmental Friendly

Green living is sweeping the country as people become more environmentally friendly, which also includes the type of flooring materials they select for their kitchens.

Bamboo Flooring – this kitchen flooring has earth friendly properties and is an acceptable flooring material. Bamboo is an engineered flooring material manufactured by binding together bamboo wood strands, particles, and fibers together with glue.

Tip – remove this material from its boxes and expose the bamboo flooring to kitchen conditions for several days prior to installation to avoid shrinkage.

Cork Flooring – this kitchen flooring originated in Europe over 300 years ago and is known for its durability. This flooring is available in solid tiles or as engineered flooring. The resiliency of cork makes the flooring highly scratch and dent resistant, along with being stain resistant.

Tip – when choosing this material, select cork flooring that has a 100 percent natural wax finish. This wax has not been diluted with oil or water.
Vinyl Flooring: Economical and Budget Minded

Although quite durable and easily maintained, plastic vinyl flooring does not have a good reputation. This poor status is primarily due to its non-quality material appearance. However, vinyl is making a comeback as the flooring industry introduces more modern styles and designs that fit well in contemporary and modern kitchens.

Tip – when installing kitchen vinyl flooring leave an eighth of an inch gap between the vinyl and the wall, so that the plastic flooring has room to expand.

For most homeowners remodeling a kitchen floor the focus is on appearance, durability, comfort, and a good return on investment. This focus is based on the fact that today’s kitchens are typically bigger, more open, and the most heavily trafficked area in a home. Kitchens are also often the center of entertaining and a favorite family gathering spot.

Homeowners looking for green flooring options for their home, as well as homeowners restoring an older home may want to consider a pine floor. Available in narrow or wide plank flooring, new or reclaimed wood, pine floors have choices for homeowners looking for authentic, durable hardwood floors.
Types of Pine Floors Available

There are several types and categories of pine floors available on the market today. Those who are looking at green flooring options can choose from two types of reclaimed wood flooring in pine.

River reclaimed pine flooring is heartwood which has never been used in a floor setting before. Trees that were felled for lumber and shipped via river drives occasionally did not make it to the saw mill, sinking to the bottom of the river instead. The logs lay there until fairly recently, when they were reclaimed and fashioned in hardwood floor planks.

River reclaimed pine floors have a patina that is not available in other floors, as the pine has been soaking for years at the bottoms of rivers. River reclaimed pine floors are not available in abundant supply, which helps drive their desirability.

Reclaimed heartwood pine floors are old pine planks reclaimed from old farmhouses and office buildings. Sanded and refinished, these wide plank floor boards are made almost entirely of heartwood, and are extremely durable. Reclaimed flooring makes an attractive green flooring option for some homeowners, as these floors are given a second life with no new trees felled for the purpose.

New pine floors are available in heartwood, heartwood and sapwood mixtures and vertical cut planks. The more sapwood mixed into the wood planks, the more knots and character the floors will have, while vertical cut planks are much harder and more durable, making them ideal for high traffic areas of the home.

Pine floor boards are typically available in wide planks, although vertical cut planks and high sap wood content planks are available in 4” widths as well. This helps give pine floors additional versatility, making them perfect for any room of the home.
Characteristics of Pine Floors

In addition to character and history, pine floors can add a unique beauty to the home. Wide plank floors, when highly polished have less interruption between the planks, giving them a high gloss finish that enriches the floor. Installed in the traditional fashion, these planks will show their nail holes as well as knots and the rings from the trees they were taken from. No two floors laid with pine flooring, therefore can ever be quite the same.
Maintenance and Care of Pine Floors

While pine floors are durable, having been used in farmhouses and New Englander style homes for centuries, they are among the softer hardwoods. Heavy use or traffic over pine floors can wear away at their surface and finish, sometimes in an uneven manner. Therefore pine floors may require refinishing on a regular basis to help maintain their beauty.

To extend the life of the finish of a pine floor, use gentle cleaning detergents and a soft cloth to avoid scratching the floor or etching the finish. Avoid household cleansers with lemon or other acids to avoid eating into the finish of the floor.

Pine floors have a rich beauty and history. Whether installing reclaimed floor planks, or new hardwood floors, pine will give a rich, unique look to any room of the house. Consider the use of a pine floor for green flooring, or restoration needs and bring beauty and history to the home.

There are always things that need to be worked on or required on your home. This is the time of year when you really see what happens to your home when you have not taken care of certain things.

It’s all about home maintenance.

After the winter has had its way with your home, it always looks dirty and you always find damaged things.

This is also the time of year when most people take an inventory of what needs to be done and also start to plan larger projects and renovations. This is when you see damaged roof shingles, or split fence boards, or the deck boards are broken, and now you see why the cold wind was blowing around the windows and doors.

apr11 01 Maintenance Items and IssuesAll of these little items need to be addressed and looked after, because if you don’t repair them, they can become much larger problems. If you don’t repair and/or paint the window, you will need to replace it when it rots. Or the small opening in the siding will let rain into the wall and you will get water damage and mold problems. Does the eaves- trough still flow in one direction? Is the down spout clogged with last years leaves?

One area that most people miss is the HVAC equipment. Does the air filter need cleaning and/or replacement? When was the last time the HRV was serviced? Does the furnace and fan motor still run smoothly? Is the a/c unit ready to go for another summer? It can be very expensive to replace these pieces of equipment; and also you can greatly extend their service life with regular check ups and cleanings.

One thing to consider is to ask your renovation contractor to do a condition survey of your home. That way you can have a professional look at things to ensure you have not missed something. You can also discuss your immediate needs, future wishes and then plan for the completion of the various repair and renovation items in a systematic fashion.

Some of the rules of thumb I have heard are that you should invest between 2% and 5% of your homes value a year in your home for maintenance. That way you know your home will be in good condition and you will protect your investment in your home. If you don’t spend some time and/or money in your home, you could be in for a nasty surprise one day. As it was said in the commercial “you can pay me now, or you can pay me later”.

When it comes to breathing in healthy air, and keeping asthma and breathing problems at bay, furnace filters and AC filters are much more important than you think. According to the U.S. Environmental Protection Agency, indoor air is two to five times more polluted than outdoor air. This article will help you make informed decisions as to the replacement of your furnace filters and air conditioner filters and how to care for them.

True or false: AC filters and/or furnace filters need to be changed every month.

True. You should be changing your filter every month, especially if you have allergies or asthma. By changing your air conditioner filter monthly, you’ll prevent dirt from contaminating the system, thus extending the life of your system. Many filters have the ability to provide relief for allergy and asthma sufferers because they trap mold, pet dander, pollen, bacteria, and many airborne particles.

Simply changing your air conditioner filters or furnace filters once a month is not enough to ensure healthy, clean air. You should also have your air conditioning and/or furnace unit serviced by a licensed Air Conditioning/Furnace Contractor at least once a year.

True or false: You can only purchase HEPA Air Filters.

False. There are many types of air conditioner filters and furnace filters to choose from. They work as air cleaner filters and vary in level of efficiency, design, and quality. There is no “best” air conditioner or furnace filter, as there are positive and negative characteristics to each. It’s important to research the different types of filters and find one that suits your individual needs. The type of AC filters and/or furnace filters available include:

Electrostatic Air Filters;
Pre Cut Media Air Filter Pads;
Pleated Air Filters;
Activated Carbon Air Filters;
Fiberglass Panel Filters; and
HEPA Air Filters.

True or false: The brand names are important when it comes to air conditioning filters and furnace filters.

False. Actually, brands have little, if any, importance at all when it comes to home air filters. The brands of most AC filters and furnace filters are interchangeable.

True or false: When shopping for a replacement air conditioning filter or furnace filter, you need to know the exact size of the filter.

True. In fact, you need to know the exact length, width, and thickness, as the dimensions are usually not exact. If you have an unusual size, most online suppliers offer custom sizing.

True or false: All furnaces have a filter.

False. If you have a warm air furnace then you have an air filter. If you have a boiler or radiator, chances are, you most likely do not have an air filter.

Your Credit Report is Determined By Your Banker

Your Credit Report is Determined By Your Banker

You may think you have a marvelous credit report, be cautious of the mistake factor. Just as you receive mail with your name and address misspelled, your credit report can have errors just like anything else. Whether it is someone’s typing over site, out of date info or even mistaken identity, errors go on more regularly than we all can imagine.

According to the FTC, both the credit reporting agency and the establishment that provided the information to the credit reporting agency have duties for correcting wrong or incomplete information in your credit report.

While checking your credit report, if you locate incorrect information on your credit report, without hesitation notify the CRA in writing directly:

1. Tell the Credit reporting agency what information you believe is incorrect on your credit file. Send copies, never originals of documents that support your position.

2. Be sure to providing your entire name and address, your letter should clearly describe each entry in your credit report that you question. Tell the facts and why you are challenging the information. Sending a copy of your credit report with the items that are not correct highlighted can be help full.

3. Although you may imagine your grounds for writing is self explanatory, be certain to ask that the over site be fixed.

4. Send off your correspondence by certified mail, return receipt requested so you can document when the credit reporting agency received your letter. Be sure your letter is dated, and never forget to keep copies of everything you send.

Credit reporting agency must look into the item(s) in question, generally within 30 days unless they assume your dispute is trivial. They also must send on all relevant data you send them to the company that gave them the information for your credit report.

After the establishment receives notification of a dispute from the credit Bureau, it must review and go over all relevant information rendered and report the final result back to the credit reporting agency.

If the company finds the disputed information to be wrong, it must advise all nationwide credit reporting agency so that they can change this information in your credit file.

Disputed information that just can’t be affirmed must be erased from your credit file.

Inaccurate information must be fixed by the credit reporting agency.

Incomplete information must be corrected by the credit bureau.

Any item that belong only to another person must be erased by the CRA.

NOTE: Credit repair can be long and unexciting, the significance of being well-informed of your rights can’t be emphasized enough so be sure you take time to digest this information.

Many home buyers assume that “mortgage companies” are banks that lend their own money. In fact, that is not always the case; you may find that the company is a mortgage broker, a lending institution or a bank.

A banker is a direct lender; it lends you its own money or the money of people who have deposited into the bank, although it often sells the loan to the secondary market. If you walk into you local bank and talk to the loans officer or Mortgage Specialist, they’ll be loaning the banks money and working to create a profit from the loan.

A mortgage broker is a middleman; he does the loan shopping and analysis for the borrower and puts the lender and borrower together. Many of the lenders through which the broker finds loans do not deal directly with the public (hence the expression, “wholesale lender”). However, they will also shop the banks as well to find the best rate.

A bank can give you direct loan approval, whereas a broker gives you information second-hand. However, many banks are limited in what they can offer, which is essentially their own product. You’ll also find you need to do the leg work to find the best rate. You will need to apply at multiple banks and be approved by several, bringing offers back and forth to get the best interest and terms. In addition, if you present your loan application in a poor light, you’ve already made a bad impression.

A mortgage broker charges a fee for his service, however they rarely charge you the borrower, it is usually the lender who pays the fees and therefore the service is free to you. Mortgage brokers have access to a wide variety of loan programs. He also may have knowledge of how to present your loan application to different lenders for approval. As a borrower it is wise to have both a mortgage broker and a banker on your team.

Only you can answer what is the best choice for yourself. If you have a good relationship with your bank and the mortgage specialist you may not need the services of a broker. However, if you do not, then using a broker to shop for the best mortgage for you could save you thousands of dollars without cost a cent upfront.