Residential Housing Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 Years 31 – 35 Years Up to 30 Years 31-35 Years Up to 30 Years 31-35 Years
Age Age used to calculate Loan Tenure will be based on Income-Weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Min Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Gaurantors / Co-borrows All Co-borrowers must be mortgagers
Guarantors must be the co-borrowers if the latter did not pass the TDSR criteria
Mortgage Service Ratio (MSR) 30% ( For Executive Condominiums)
Total Debt Service Ratio (TDSR) 55% (For Private Condominiums)
Stress Test Interest Rate 3.50%

More information on Tampines EC

The information on the site plan and floor plans for the development will be available soon. Please also see the gallery as well as the video and e-brochure which will be uploaded here soon.

Disclaimer: The information listed above are strictly for your reference only and is by no means a conclusive and final representation of the units available. The chart is currently draft and is subjected to the final approval from the authorities. The developer and the salesperson is not responsible for the information reflected above and the information is strictly for entertainment purposes only. Please check with the direct developer sales team for more information for a more accurate representation. You can also register for a show flat viewing to get a better representation for the development for your consideration. Information on the elevation chart as well as the balance unit chart can be found here as well as at the showflat.

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